Choosing A Better Insurance Plan

  • Can You Qualify For Life Insurance If You're Disabled?

    17 June 2017

    If you're currently receiving federal disability benefits at a relatively young age, you may be worried about your family's financial future if anything happens to you (or to nationwide disability funding). While many parents of young children will purchase term or whole life insurance policies to pay bills and cover other costs after an untimely death, those who are already disabled or dealing with a chronic illness may find it tougher to obtain coverage.

  • 5 Tips For Saving Money On Business Insurance

    14 June 2017

    No matter what kind of business you own, you need to have an insurance policy to protect it against losses. However, if you find yourself paying high premiums, you probably feel very frustrated. Luckily, making a few changes can help you reduce your rates. Here are five helpful tips for saving money on business insurance: Clean Up Your Credit Many insurance companies take a business's credit history into consideration when determining the cost of a commercial insurance policy.

  • What Factors Affect The Price You Are Quoted For Workers Compensation Insurance?

    12 June 2017

    If you own a business and hire individuals to work for you, you are required to carry worker's compensation insurance. There are many insurance companies who offer this type of insurance, so it is always advised that you call around to different companies and get price quotes. As you do so, you may begin to wonder what factors affect the price you are quoted. Obviously, the number of employees you have will affect the price you are quoted, but there are many other factors that you may not realize come into play.

  • So You Need An SR22: What Next?

    7 June 2017

    Dealing with the suspension of your driving license can be very stressful, particularly if you need to be on the road in order to get to a job or another important place. Once you've taken care of all the details involved in having your license reinstated, you may think that you're free to drive again without a problem. What you might not know is that your state might request that you seek out a document referred to as an SR22 form before you are allowed back on the road.

  • Landscaping Contractor? Why You Need To Get Insurance

    7 June 2017

    As a landscaping contractor, you most likely work for yourself. What this means is that it's your job to make sure that you are adequately protected in every way possible. Although your physical well-being is certainly important and you also want to get some protection for your equipment, it's equally as vital for you to get liability insurance. A commercial business owner's policy could be the very thing that helps you if something occurs.

  • Acquire Assistance With Salvaging Possessions and Receiving Compensation for Repairs Due to Water Damage in Your Apartment

    7 June 2017

    If you have renter's insurance and your upstairs neighbor's bathtub overflowed while you were out of town and water seeped through your apartment ceiling and has saturated portions of your home's carpeting and belongings, the following tips will help you acquire assistance with salvaging your possessions and receiving compensation to have repairs made.  Contact an Insurance Adjuster and Your Landlord Immediately Contact the insurance company that you have acquired a rental insurance policy through and briefly state the condition that your apartment is in and inquire about meeting with an insurance adjuster as soon as possible.

  • How Insurance Companies Assess A Home's Risk Level

    6 June 2017

    When you request a quote for home insurance, the agent who prepares the quote will base the price of your insurance on several key things. This can include the value of your home and amount of coverage, but it will also include the risk level of you filing a claim. Insurance companies assess a home's risk level by looking at many factors, including the following four. Age and condition of the home

  • Three Things To Consider When Purchasing A Motorcycle Insurance Policy For The First Time

    3 June 2017

    Riding a motorcycle can be very freeing and very fun. When you purchase a motorcycle, you will need to transfer the title of the bike into your name and then register it. Before you can register it, you will need to get insurance on it though. You need to take the time to make sure you get the right coverage to suit your needs in case you are involved in an accident in the future.

  • Signing Up For Medical Benefits? The Single Most Important Factor To Consider

    1 June 2017

    One of the perks of working a job that offers benefits is that you get the chance to sign up for health insurance.  Regardless of whether the coverage begins your very first day of work or if there is a waiting period, it feels good to know that you managed to snag a position that does more than simply pay an hourly wage or salary.  However, signing up for health insurance can sometimes be difficult.

  • Understanding Some Things About Supply Bonds

    30 May 2017

    If you are a contractor who has recently started taking on larger bids and projects, then you may need to secure certain types of bonds throughout the entire construction process. For example, you may need a bid bond before you are even able to bid on the job. Performance bonds and payment bonds may be something you need as well. In many cases, a supply contract bond may be needed too.