Choosing A Better Insurance Plan

  • 3 Tips For Getting The Best Insurance Rates

    10 April 2018

    Whether you are looking for homeowners insurance, car insurance, renters insurance, or another type of insurance services, chances are you want to get the best deal possible. Insurance premiums can vary depending on what type of insurance coverage you need, how much coverage you require, your personal circumstances, and the area you live in. The good news is that there are plenty of ways to get your insurance premiums down in order to save you money.

  • Why Extreme Commuting May Increase Insurance Costs, And Extra Coverage You Need

    27 February 2018

    Living far from your workplace translates to a longer commute each day, and it is not good for your auto insurance premiums. Here are some reasons a long commute may see your auto insurance rates hike: Increased Risk of Accident The more you are on the road, the more you expose yourself to accident risk. The increased risk is there even if you are a conscientious driver because you are not the only road user; others may not be as careful as you.

  • 3 Additional Expenses To Keep In Mind When Buying A Home

    23 January 2018

    Buying a home for the first time can be both exciting and scary at the same time. You are making a huge investment, which means there are going to be a lot of decisions you're going to have to make. One of the primary decisions revolves around how much you can afford to pay for a new home. If you have a down payment of at least 20 percent, you are off to a good start.

  • 4 Ways To Cut Your Car Insurance Rates

    23 October 2017

    If your car insurance is higher than you'd like it to be, it can pay to look for deals. Before your insurance policy renews and you accept your high rates, choose to be proactive and find ways to save. Here are a few proven ways cut your car insurance rate: Increase Your Deductible The higher your deductible, the lower your premium. If your deductible is especially low, increasing it to $500 or $1000 will most likely make a dramatic difference in your premium.

  • 4 Ways To Prevent Your Vehicle From Being Stolen

    13 August 2017

    If you've ever had your vehicle stolen, you know firsthand the sunken feeling you experienced when you walked outside and realized that your car was not where you left it. While it might be too late to do something about that incident, you can make changes going forward. Here are just some of the ways you can work to keep your vehicle protected. 1. Keep It Locked Make sure you're keeping your vehicle locked at all times.

  • 3 Reasons To Always Carry Auto Insurance

    26 July 2017

    Insuring your car can seem like an extra expense that is unnecessary, but this is not the case. Car accidents are incredibly common which is why it is so important that you do everything that you can to make sure that you are safe. Here are some reasons to always have car insurance: 1. You Could Be Sued Lawsuits are incredibly common. Sadly, when there is an auto accident it is not uncommon for the other party to file a lawsuit.

  • Can You Qualify For Life Insurance If You're Disabled?

    17 June 2017

    If you're currently receiving federal disability benefits at a relatively young age, you may be worried about your family's financial future if anything happens to you (or to nationwide disability funding). While many parents of young children will purchase term or whole life insurance policies to pay bills and cover other costs after an untimely death, those who are already disabled or dealing with a chronic illness may find it tougher to obtain coverage.

  • 5 Tips For Saving Money On Business Insurance

    14 June 2017

    No matter what kind of business you own, you need to have an insurance policy to protect it against losses. However, if you find yourself paying high premiums, you probably feel very frustrated. Luckily, making a few changes can help you reduce your rates. Here are five helpful tips for saving money on business insurance: Clean Up Your Credit Many insurance companies take a business's credit history into consideration when determining the cost of a commercial insurance policy.

  • What Factors Affect The Price You Are Quoted For Workers Compensation Insurance?

    12 June 2017

    If you own a business and hire individuals to work for you, you are required to carry worker's compensation insurance. There are many insurance companies who offer this type of insurance, so it is always advised that you call around to different companies and get price quotes. As you do so, you may begin to wonder what factors affect the price you are quoted. Obviously, the number of employees you have will affect the price you are quoted, but there are many other factors that you may not realize come into play.

  • So You Need An SR22: What Next?

    7 June 2017

    Dealing with the suspension of your driving license can be very stressful, particularly if you need to be on the road in order to get to a job or another important place. Once you've taken care of all the details involved in having your license reinstated, you may think that you're free to drive again without a problem. What you might not know is that your state might request that you seek out a document referred to as an SR22 form before you are allowed back on the road.