23 October 2017
If your car insurance is higher than you'd like it to be, it can pay to look for deals. Before your insurance policy renews and you accept your high rates, choose to be proactive and find ways to save. Here are a few proven ways cut your car insurance rate: Increase Your Deductible The higher your deductible, the lower your premium. If your deductible is especially low, increasing it to $500 or $1000 will most likely make a dramatic difference in your premium.
13 August 2017
If you've ever had your vehicle stolen, you know firsthand the sunken feeling you experienced when you walked outside and realized that your car was not where you left it. While it might be too late to do something about that incident, you can make changes going forward. Here are just some of the ways you can work to keep your vehicle protected. 1. Keep It Locked Make sure you're keeping your vehicle locked at all times.
26 July 2017
Insuring your car can seem like an extra expense that is unnecessary, but this is not the case. Car accidents are incredibly common which is why it is so important that you do everything that you can to make sure that you are safe. Here are some reasons to always have car insurance: 1. You Could Be Sued Lawsuits are incredibly common. Sadly, when there is an auto accident it is not uncommon for the other party to file a lawsuit.
17 June 2017
If you're currently receiving federal disability benefits at a relatively young age, you may be worried about your family's financial future if anything happens to you (or to nationwide disability funding). While many parents of young children will purchase term or whole life insurance policies to pay bills and cover other costs after an untimely death, those who are already disabled or dealing with a chronic illness may find it tougher to obtain coverage.
14 June 2017
No matter what kind of business you own, you need to have an insurance policy to protect it against losses. However, if you find yourself paying high premiums, you probably feel very frustrated. Luckily, making a few changes can help you reduce your rates. Here are five helpful tips for saving money on business insurance: Clean Up Your Credit Many insurance companies take a business's credit history into consideration when determining the cost of a commercial insurance policy.
12 June 2017
If you own a business and hire individuals to work for you, you are required to carry worker's compensation insurance. There are many insurance companies who offer this type of insurance, so it is always advised that you call around to different companies and get price quotes. As you do so, you may begin to wonder what factors affect the price you are quoted. Obviously, the number of employees you have will affect the price you are quoted, but there are many other factors that you may not realize come into play.
7 June 2017
Dealing with the suspension of your driving license can be very stressful, particularly if you need to be on the road in order to get to a job or another important place. Once you've taken care of all the details involved in having your license reinstated, you may think that you're free to drive again without a problem. What you might not know is that your state might request that you seek out a document referred to as an SR22 form before you are allowed back on the road.
7 June 2017
As a landscaping contractor, you most likely work for yourself. What this means is that it's your job to make sure that you are adequately protected in every way possible. Although your physical well-being is certainly important and you also want to get some protection for your equipment, it's equally as vital for you to get liability insurance. A commercial business owner's policy could be the very thing that helps you if something occurs.
7 June 2017
If you have renter's insurance and your upstairs neighbor's bathtub overflowed while you were out of town and water seeped through your apartment ceiling and has saturated portions of your home's carpeting and belongings, the following tips will help you acquire assistance with salvaging your possessions and receiving compensation to have repairs made. Contact an Insurance Adjuster and Your Landlord Immediately Contact the insurance company that you have acquired a rental insurance policy through and briefly state the condition that your apartment is in and inquire about meeting with an insurance adjuster as soon as possible.
6 June 2017
When you request a quote for home insurance, the agent who prepares the quote will base the price of your insurance on several key things. This can include the value of your home and amount of coverage, but it will also include the risk level of you filing a claim. Insurance companies assess a home's risk level by looking at many factors, including the following four. Age and condition of the home