22 June 2020
When you apply for auto insurance with an insurance company, it is important to get your application right. The insurance company uses the information on your application to provide you with a premium quote. If you provide inaccurate information, your insurance could be invalidated or canceled, leaving you without the insurance you need. When filling out your information when applying for auto insurance, there are a few classic mistakes you want to avoid.
22 June 2020
If you live in an area where flooding is a possibility, it is important to understand the process of filing a flood damage claim with your insurance provider. Flood insurance is generally handled by the National Flood Insurance Program (NFIP). This program knows how to deal with flood claims, which is why you need to understand what you do as well. The insurance company is going to come and visit your property in order to assess the damage.
25 February 2020
So many factors affect auto insurance rates; you might not even be aware of some of them. For example, many people don't know that their job titles can affect their coverage rates. Below are the specific reasons job titles do affect auto insurance premiums. Driving Frequency and Mileage Your job determines how often you drive, and how far you are likely to go each time you drive. Your driving frequency and mileage affect your rates since the more you drive the higher your exposure to accidents.
22 January 2020
Auto insurance companies are suspicious about coverage gaps. If you experience a gap in your coverage, you should expect an increase in premiums when you resume your coverage. As such, you should do your best to maintain coverage at all times. Below are some ways you can use to avoid a gap in coverage. Lower You Premiums Lack of money is one of the top causes of coverage gaps. Trimming your insurance rates as much as possible can help you afford the payments.
13 December 2019
A lot of people have heard the term SR-22, but many are unclear about what it actually means. It is not a specific type of auto insurance policy, but it does involve your auto insurance company. If you have been mandated to provide SR-22 certification, it is important to take the situation seriously. Continuing to drive without SR-22 certification and proper auto insurance, like that offered by Illinois Insurance Center Inc, can cause a lot of issues that can be difficult and expensive to resolve.
7 November 2019
Replacing the roof is one of the most expensive things you can do for your house. That is why most people want to know whether their home insurance can cover the replacement cost if the need arises. Well, the answer to that question depends on several issues. For example, the insurance might fail to pay the whole replacement cost under the following circumstances. It's a Maintenance Issue Home insurance companies only pay for accidental damages and not damages due to maintenance or neglect issues.
4 October 2019
There are times when storms can sweep through an area leaving it damaged from high winds or hail and leaving it without power. If your power goes out because of a bad storm and is out for several days, you might wonder if you can file a claim with your homeowner's insurance for losses you experienced during this time. If you are wondering about this, here are a few things to know.
2 September 2019
Renovating your home can change the appearance of your home dramatically. Not only is that a significant investment of time and money, but it's also something that could impact your insurance. Here's what you need to know. Home Renovations Tend to Increase the Value of Your Property You could end up with a significant gap in your coverage if you don't update your insurance company. Your insurance company may raise your premiums, but they'll also calculate your renovations into your coverage.
24 July 2019
Most people are not familiar with the term SR-22 certification. SR-22 certification is related to auto insurance, but it is not a type of insurance policy. Instead, it is a certificate that you either obtain from your insurance company or have filed on your behalf by the insurance company that proves to your state of residence that you are carrying auto insurance. If you are required to provide the state with a SR-22 certificate, your insurance situation may become more complicated, but it does not have to be a huge hassle.
22 June 2019
Buying a house is a responsible thing to do when you are able to afford to do so, especially if it doesn't lead to struggling to make ends meet. After accomplishing such a big goal, many homeowners begin to realize the responsibilities that comes along with not having a landlord to call on when things go wrong. Ensuring that a house is able to meet all of the current and future needs of a family is another thing that many people fail to consider when shopping around and becoming an owner.