3 February 2021
Since insurance policies are designed to step in and cover costs after a peril, they can feel like a lifeline after you go through something hard. Whether you are concerned about your health, home, or car, it's important to have an open, honest conversation with your insurance agent during the quote process. Here are three questions you should ask when you get a quote, and why. 1. Which Factors Impact The Quote?
14 December 2020
Auto insurance costs keep going up every year. It can take a lot out of your budget. This is especially true if you are a new driver. However, before you give up on ever getting a good deal, take a look at some of the ways in which you can get some low auto insurance payments. Shop Around It is easy to select a company simply because your family or your friends use that company.
24 November 2020
Did you know that you can customize your auto insurance plan to suit your needs and risks? You can choose the coverage types, the amounts of coverage, and the extras. One extra coverage type you can add is roadside assistance. If you are not sure about what this is or how it works, here are three things you should know about it. Knowing these things can help you determine if you should add this protection to your auto insurance plan.
25 September 2020
If you've recently experienced a natural disaster that left your home in need of repairs, avoids mistakes with your insurance claim. Issues involving your insurance claim can cause serious problems, especially after a natural disaster. The best way to avoid problems with your claim is to hire a public claims adjuster. Public claims adjusters act as mediators between policyholders and their insurance companies. Here are three important reasons you need to hire a public claim adjuster after a natural disaster.
25 September 2020
Working from home as an independent consultant selling merchandise is a great way to make money, especially in the digital age. But with this employment opportunity comes risks and liability, and you want to be sure you have the right insurance coverage necessary. Business insurance is something to consider, especially if you are considered your own independent employee, and people are purchasing items directly from you. Here are things to talk with a business insurance agent about when getting quotes for the coverage you need.
21 August 2020
Are you ready to buy a vehicle? If so, it might be because your car is shot or because you do not own a car yet. In either case, when you buy a vehicle from a dealership, you need to have auto insurance coverage. Some people do not understand why this is a requirement. Others do not understand how to buy a policy when purchasing a car. Here are three things you should know about auto insurance if you are preparing to buy a car from a dealership.
22 June 2020
When you apply for auto insurance with an insurance company, it is important to get your application right. The insurance company uses the information on your application to provide you with a premium quote. If you provide inaccurate information, your insurance could be invalidated or canceled, leaving you without the insurance you need. When filling out your information when applying for auto insurance, there are a few classic mistakes you want to avoid.
22 June 2020
If you live in an area where flooding is a possibility, it is important to understand the process of filing a flood damage claim with your insurance provider. Flood insurance is generally handled by the National Flood Insurance Program (NFIP). This program knows how to deal with flood claims, which is why you need to understand what you do as well. The insurance company is going to come and visit your property in order to assess the damage.
25 February 2020
So many factors affect auto insurance rates; you might not even be aware of some of them. For example, many people don't know that their job titles can affect their coverage rates. Below are the specific reasons job titles do affect auto insurance premiums. Driving Frequency and Mileage Your job determines how often you drive, and how far you are likely to go each time you drive. Your driving frequency and mileage affect your rates since the more you drive the higher your exposure to accidents.
22 January 2020
Auto insurance companies are suspicious about coverage gaps. If you experience a gap in your coverage, you should expect an increase in premiums when you resume your coverage. As such, you should do your best to maintain coverage at all times. Below are some ways you can use to avoid a gap in coverage. Lower You Premiums Lack of money is one of the top causes of coverage gaps. Trimming your insurance rates as much as possible can help you afford the payments.