25 October 2018
Most people have at least two doctors. There is always the family doctor or general physician. Then, there is the specialist. Maybe you have a dermatologist, or maybe you have an allergist. Maybe it is a cardiologist, or a pulmonologist. Whatever the specialist, is he/she part of your insurance network, or do you pay out-of-pocket to see him/her? Wait, you do not know what your insurance network is? Well, then, here is a little extra info to put your medical needs and doctors in perspective.
12 September 2018
Many people know that having home insurance coverage is a good way of protecting their properties from various risks. However, many people don't know about all the various options available for protecting homes and or their contents. Here are some of the options available for you if you are shopping for homeowners insurance: Insurance for Standalone Homes This is the type of coverage you need when you live in a standalone home that you own.
20 July 2018
As your dog ages, health complications can become more of the norm. Just like you and your family's medical care, pet care can be expensive at times. But pet insurance can help. If you don't have a policy for your furry family member, but you're considering the idea, here are two of the most critical factors you want to keep in mind during your search. Upper Limit All insurance companies are not the same, especially when it comes to their upper limit guidelines.
30 May 2018
Many people pay too much for their car insurance, and the chances are that you may be one of them. The following are four reasons that you may be paying too much for your current policy. You never get quotes This is at the top of the list because insurance companies love customers who never get quotations. When their policy reaches its expiration date, it is simply renewed. Insurance companies make renewal easy because they want to discourage you from shopping around.
10 April 2018
Whether you are looking for homeowners insurance, car insurance, renters insurance, or another type of insurance services, chances are you want to get the best deal possible. Insurance premiums can vary depending on what type of insurance coverage you need, how much coverage you require, your personal circumstances, and the area you live in. The good news is that there are plenty of ways to get your insurance premiums down in order to save you money.
27 February 2018
Living far from your workplace translates to a longer commute each day, and it is not good for your auto insurance premiums. Here are some reasons a long commute may see your auto insurance rates hike: Increased Risk of Accident The more you are on the road, the more you expose yourself to accident risk. The increased risk is there even if you are a conscientious driver because you are not the only road user; others may not be as careful as you.
23 January 2018
Buying a home for the first time can be both exciting and scary at the same time. You are making a huge investment, which means there are going to be a lot of decisions you're going to have to make. One of the primary decisions revolves around how much you can afford to pay for a new home. If you have a down payment of at least 20 percent, you are off to a good start.
23 October 2017
From juggling kids and work to managing your finances, your life is busy as a single parent. You will probably look at a lot of things that could make your life a little easier, but one you may never consider right off is bundling your home and auto insurance. There are several insurance providers who offer multiple insurance products, from auto and home coverage to medical and everything in between. If you are currently paying for two separate policies for your home and automobile, it is definitely worth your effort to consider combing the policies under the same insurer.
23 October 2017
If your car insurance is higher than you'd like it to be, it can pay to look for deals. Before your insurance policy renews and you accept your high rates, choose to be proactive and find ways to save. Here are a few proven ways cut your car insurance rate: Increase Your Deductible The higher your deductible, the lower your premium. If your deductible is especially low, increasing it to $500 or $1000 will most likely make a dramatic difference in your premium.
13 August 2017
If you've ever had your vehicle stolen, you know firsthand the sunken feeling you experienced when you walked outside and realized that your car was not where you left it. While it might be too late to do something about that incident, you can make changes going forward. Here are just some of the ways you can work to keep your vehicle protected. 1. Keep It Locked Make sure you're keeping your vehicle locked at all times.