Choosing A Better Insurance Plan

  • Landscaping Contractor? Why You Need To Get Insurance

    7 June 2017

    As a landscaping contractor, you most likely work for yourself. What this means is that it's your job to make sure that you are adequately protected in every way possible. Although your physical well-being is certainly important and you also want to get some protection for your equipment, it's equally as vital for you to get liability insurance. A commercial business owner's policy could be the very thing that helps you if something occurs.

  • Acquire Assistance With Salvaging Possessions and Receiving Compensation for Repairs Due to Water Damage in Your Apartment

    7 June 2017

    If you have renter's insurance and your upstairs neighbor's bathtub overflowed while you were out of town and water seeped through your apartment ceiling and has saturated portions of your home's carpeting and belongings, the following tips will help you acquire assistance with salvaging your possessions and receiving compensation to have repairs made.  Contact an Insurance Adjuster and Your Landlord Immediately Contact the insurance company that you have acquired a rental insurance policy through and briefly state the condition that your apartment is in and inquire about meeting with an insurance adjuster as soon as possible.

  • How Insurance Companies Assess A Home's Risk Level

    6 June 2017

    When you request a quote for home insurance, the agent who prepares the quote will base the price of your insurance on several key things. This can include the value of your home and amount of coverage, but it will also include the risk level of you filing a claim. Insurance companies assess a home's risk level by looking at many factors, including the following four. Age and condition of the home

  • Three Things To Consider When Purchasing A Motorcycle Insurance Policy For The First Time

    3 June 2017

    Riding a motorcycle can be very freeing and very fun. When you purchase a motorcycle, you will need to transfer the title of the bike into your name and then register it. Before you can register it, you will need to get insurance on it though. You need to take the time to make sure you get the right coverage to suit your needs in case you are involved in an accident in the future.

  • Signing Up For Medical Benefits? The Single Most Important Factor To Consider

    1 June 2017

    One of the perks of working a job that offers benefits is that you get the chance to sign up for health insurance.  Regardless of whether the coverage begins your very first day of work or if there is a waiting period, it feels good to know that you managed to snag a position that does more than simply pay an hourly wage or salary.  However, signing up for health insurance can sometimes be difficult.

  • Understanding Some Things About Supply Bonds

    30 May 2017

    If you are a contractor who has recently started taking on larger bids and projects, then you may need to secure certain types of bonds throughout the entire construction process. For example, you may need a bid bond before you are even able to bid on the job. Performance bonds and payment bonds may be something you need as well. In many cases, a supply contract bond may be needed too.

  • 3 Ways To Protect Yourself As A New Homeowner

    26 July 2016

    Have you recently bought your first home? Now that you are no longer renting, you may want to take extra precautionary measures to keep your property in the best condition possible, especially since you can no longer rely on a landlord to handle those tasks for you. As a homeowner, there are several steps you can take to keep yourself and your property safe and protected. 1. Install Surveillance Cameras

  • Factors That Affect The Homeowners Premiums For A New Home

    19 September 2014

    Your homeowners insurance premium is affected by your home and the materials that the home is made out of. Choosing the right materials is often a trade-off between how much you want your home to be worth when you sell it and how high you want your premium to be. If you're more concerned about your homeowners insurance, you should think about these points when constructing a new home or an addition to a home.